There are many misconceptions about what bankruptcy is, what it means, and the ramifications it can have on a person’s life. However, one thing that common knowledge has correct is that the laws governing bankruptcy are quite complex. The founding fathers included bankruptcy in the U.S. Constitution, Article 1, Section 8, Clause 4, to help citizens who are overwhelmed by debt. The U.S. Constitution states that Congress shall enact “uniform laws on the subject of bankruptcies throughout the United States.” The purpose of bankruptcy is to give people a fresh start.